LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,696
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,087
−HK$1,412/mo
Today · 4.125%
HK$47,499
baseline
▲ 0.50% · 4.625%
HK$50,389
+HK$2,890/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$94,998/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,724
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,058
−HK$1,353/mo
Today · 4.125%
HK$52,411
baseline
▲ 0.50% · 4.625%
HK$55,173
+HK$2,762/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,822/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,636
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,304
−HK$1,695/mo
Today · 4.125%
HK$56,999
baseline
▲ 0.50% · 4.625%
HK$60,467
+HK$3,468/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$113,998/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,669
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,269
−HK$1,624/mo
Today · 4.125%
HK$62,893
baseline
▲ 0.50% · 4.625%
HK$66,208
+HK$3,315/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,786/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,575
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,521
−HK$1,978/mo
Today · 4.125%
HK$66,499
baseline
▲ 0.50% · 4.625%
HK$70,545
+HK$4,046/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$132,998/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,614
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,481
−HK$1,894/mo
Today · 4.125%
HK$73,375
baseline
▲ 0.50% · 4.625%
HK$77,243
+HK$3,868/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,750/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,453
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,956
−HK$2,543/mo
Today · 4.125%
HK$85,499
baseline
▲ 0.50% · 4.625%
HK$90,701
+HK$5,202/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$170,998/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,504
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,904
−HK$2,435/mo
Today · 4.125%
HK$94,339
baseline
▲ 0.50% · 4.625%
HK$99,312
+HK$4,973/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,678/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,056 · Scale 2, in force from 26 Feb 2026)