LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,697
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,088
−HK$1,412/mo
Today · 4.125%
HK$47,500
baseline
▲ 0.50% · 4.625%
HK$50,391
+HK$2,891/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$95,000/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,725
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,059
−HK$1,353/mo
Today · 4.125%
HK$52,412
baseline
▲ 0.50% · 4.625%
HK$55,175
+HK$2,763/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,824/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,637
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,305
−HK$1,695/mo
Today · 4.125%
HK$57,000
baseline
▲ 0.50% · 4.625%
HK$60,469
+HK$3,469/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$114,000/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,670
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,271
−HK$1,623/mo
Today · 4.125%
HK$62,894
baseline
▲ 0.50% · 4.625%
HK$66,209
+HK$3,315/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,788/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,576
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,523
−HK$1,977/mo
Today · 4.125%
HK$66,500
baseline
▲ 0.50% · 4.625%
HK$70,547
+HK$4,047/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$133,000/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,615
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,483
−HK$1,894/mo
Today · 4.125%
HK$73,377
baseline
▲ 0.50% · 4.625%
HK$77,244
+HK$3,867/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,754/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,455
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$82,958
−HK$2,542/mo
Today · 4.125%
HK$85,500
baseline
▲ 0.50% · 4.625%
HK$90,703
+HK$5,203/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$171,000/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,506
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,906
−HK$2,435/mo
Today · 4.125%
HK$94,341
baseline
▲ 0.50% · 4.625%
HK$99,314
+HK$4,973/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,682/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,072 · Scale 2, in force from 26 Feb 2026)