LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,698
−HK$2,802/mo
▼ 0.25% · 3.875%
HK$46,088
−HK$1,412/mo
Today · 4.125%
HK$47,500
baseline
▲ 0.50% · 4.625%
HK$50,391
+HK$2,891/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$95,000/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,726
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$51,059
−HK$1,353/mo
Today · 4.125%
HK$52,412
baseline
▲ 0.50% · 4.625%
HK$55,175
+HK$2,763/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,824/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,637
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,305
−HK$1,696/mo
Today · 4.125%
HK$57,001
baseline
▲ 0.50% · 4.625%
HK$60,469
+HK$3,468/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$114,002/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,671
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,271
−HK$1,624/mo
Today · 4.125%
HK$62,895
baseline
▲ 0.50% · 4.625%
HK$66,210
+HK$3,315/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,790/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,577
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,523
−HK$1,978/mo
Today · 4.125%
HK$66,501
baseline
▲ 0.50% · 4.625%
HK$70,547
+HK$4,046/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$133,002/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,616
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,483
−HK$1,894/mo
Today · 4.125%
HK$73,377
baseline
▲ 0.50% · 4.625%
HK$77,245
+HK$3,868/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,754/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,456
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$82,958
−HK$2,543/mo
Today · 4.125%
HK$85,501
baseline
▲ 0.50% · 4.625%
HK$90,703
+HK$5,202/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$171,002/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,506
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,907
−HK$2,435/mo
Today · 4.125%
HK$94,342
baseline
▲ 0.50% · 4.625%
HK$99,315
+HK$4,973/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,684/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,075 · Scale 2, in force from 26 Feb 2026)