LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,700
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,090
−HK$1,413/mo
Today · 4.125%
HK$47,503
baseline
▲ 0.50% · 4.625%
HK$50,394
+HK$2,891/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$95,006/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,728
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,062
−HK$1,353/mo
Today · 4.125%
HK$52,415
baseline
▲ 0.50% · 4.625%
HK$55,178
+HK$2,763/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,830/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,640
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,309
−HK$1,695/mo
Today · 4.125%
HK$57,004
baseline
▲ 0.50% · 4.625%
HK$60,472
+HK$3,468/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$114,008/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,674
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,274
−HK$1,624/mo
Today · 4.125%
HK$62,898
baseline
▲ 0.50% · 4.625%
HK$66,213
+HK$3,315/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,796/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,580
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,527
−HK$1,977/mo
Today · 4.125%
HK$66,504
baseline
▲ 0.50% · 4.625%
HK$70,551
+HK$4,047/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$133,008/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,620
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$71,487
−HK$1,894/mo
Today · 4.125%
HK$73,381
baseline
▲ 0.50% · 4.625%
HK$77,249
+HK$3,868/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,762/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,460
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,963
−HK$2,543/mo
Today · 4.125%
HK$85,506
baseline
▲ 0.50% · 4.625%
HK$90,708
+HK$5,202/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$171,012/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,511
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,912
−HK$2,435/mo
Today · 4.125%
HK$94,347
baseline
▲ 0.50% · 4.625%
HK$99,320
+HK$4,973/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,694/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,116 · Scale 2, in force from 26 Feb 2026)