LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,702
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,092
−HK$1,413/mo
Today · 4.125%
HK$47,505
baseline
▲ 0.50% · 4.625%
HK$50,396
+HK$2,891/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$95,010/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,730
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,064
−HK$1,353/mo
Today · 4.125%
HK$52,417
baseline
▲ 0.50% · 4.625%
HK$55,180
+HK$2,763/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,834/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,642
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,311
−HK$1,695/mo
Today · 4.125%
HK$57,006
baseline
▲ 0.50% · 4.625%
HK$60,475
+HK$3,469/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$114,012/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,676
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,277
−HK$1,624/mo
Today · 4.125%
HK$62,901
baseline
▲ 0.50% · 4.625%
HK$66,216
+HK$3,315/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,802/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,583
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$64,529
−HK$1,978/mo
Today · 4.125%
HK$66,507
baseline
▲ 0.50% · 4.625%
HK$70,554
+HK$4,047/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$133,014/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,622
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,490
−HK$1,894/mo
Today · 4.125%
HK$73,384
baseline
▲ 0.50% · 4.625%
HK$77,252
+HK$3,868/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,768/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,463
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,966
−HK$2,543/mo
Today · 4.125%
HK$85,509
baseline
▲ 0.50% · 4.625%
HK$90,712
+HK$5,203/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$171,018/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,515
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,915
−HK$2,436/mo
Today · 4.125%
HK$94,351
baseline
▲ 0.50% · 4.625%
HK$99,324
+HK$4,973/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,702/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,145 · Scale 2, in force from 26 Feb 2026)