LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,704
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,095
−HK$1,413/mo
Today · 4.125%
HK$47,508
baseline
▲ 0.50% · 4.625%
HK$50,398
+HK$2,890/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$95,016/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,733
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,067
−HK$1,353/mo
Today · 4.125%
HK$52,420
baseline
▲ 0.50% · 4.625%
HK$55,183
+HK$2,763/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,840/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,645
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,314
−HK$1,695/mo
Today · 4.125%
HK$57,009
baseline
▲ 0.50% · 4.625%
HK$60,478
+HK$3,469/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$114,018/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,680
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,280
−HK$1,624/mo
Today · 4.125%
HK$62,904
baseline
▲ 0.50% · 4.625%
HK$66,220
+HK$3,316/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,808/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,586
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,533
−HK$1,978/mo
Today · 4.125%
HK$66,511
baseline
▲ 0.50% · 4.625%
HK$70,558
+HK$4,047/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$133,022/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,626
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,494
−HK$1,894/mo
Today · 4.125%
HK$73,388
baseline
▲ 0.50% · 4.625%
HK$77,256
+HK$3,868/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,776/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,468
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,971
−HK$2,543/mo
Today · 4.125%
HK$85,514
baseline
▲ 0.50% · 4.625%
HK$90,717
+HK$5,203/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$171,028/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,520
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,920
−HK$2,436/mo
Today · 4.125%
HK$94,356
baseline
▲ 0.50% · 4.625%
HK$99,330
+HK$4,974/mo
Deposit HK$1.96M · loan HK$17.64M · min. income ≈ HK$188,712/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,186 · Scale 2, in force from 26 Feb 2026)