LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,707
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,098
−HK$1,413/mo
Today · 4.125%
HK$47,511
baseline
▲ 0.50% · 4.625%
HK$50,402
+HK$2,891/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$95,022/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,736
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,070
−HK$1,353/mo
Today · 4.125%
HK$52,423
baseline
▲ 0.50% · 4.625%
HK$55,187
+HK$2,764/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,846/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,649
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,317
−HK$1,696/mo
Today · 4.125%
HK$57,013
baseline
▲ 0.50% · 4.625%
HK$60,482
+HK$3,469/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$114,026/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,684
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,284
−HK$1,624/mo
Today · 4.125%
HK$62,908
baseline
▲ 0.50% · 4.625%
HK$66,224
+HK$3,316/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,816/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,590
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,537
−HK$1,978/mo
Today · 4.125%
HK$66,515
baseline
▲ 0.50% · 4.625%
HK$70,562
+HK$4,047/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$133,030/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,631
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,498
−HK$1,895/mo
Today · 4.125%
HK$73,393
baseline
▲ 0.50% · 4.625%
HK$77,262
+HK$3,869/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,786/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,473
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,976
−HK$2,543/mo
Today · 4.125%
HK$85,519
baseline
▲ 0.50% · 4.625%
HK$90,723
+HK$5,204/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,038/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,525
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,927
−HK$2,435/mo
Today · 4.125%
HK$94,362
baseline
▲ 0.50% · 4.625%
HK$99,336
+HK$4,974/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,724/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,235 · Scale 2, in force from 26 Feb 2026)