LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,709
−HK$2,803/mo
▼ 0.25% · 3.875%
HK$46,100
−HK$1,412/mo
Today · 4.125%
HK$47,512
baseline
▲ 0.50% · 4.625%
HK$50,403
+HK$2,891/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$95,024/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,738
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,072
−HK$1,353/mo
Today · 4.125%
HK$52,425
baseline
▲ 0.50% · 4.625%
HK$55,189
+HK$2,764/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,850/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,651
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,319
−HK$1,696/mo
Today · 4.125%
HK$57,015
baseline
▲ 0.50% · 4.625%
HK$60,484
+HK$3,469/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$114,030/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,686
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,286
−HK$1,624/mo
Today · 4.125%
HK$62,910
baseline
▲ 0.50% · 4.625%
HK$66,226
+HK$3,316/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,820/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,592
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,539
−HK$1,978/mo
Today · 4.125%
HK$66,517
baseline
▲ 0.50% · 4.625%
HK$70,565
+HK$4,048/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$133,034/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,633
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,501
−HK$1,894/mo
Today · 4.125%
HK$73,395
baseline
▲ 0.50% · 4.625%
HK$77,264
+HK$3,869/mo
Deposit HK$5.88M · loan HK$13.72M · min. income ≈ HK$146,790/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,476
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,979
−HK$2,543/mo
Today · 4.125%
HK$85,522
baseline
▲ 0.50% · 4.625%
HK$90,726
+HK$5,204/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,044/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,529
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,930
−HK$2,436/mo
Today · 4.125%
HK$94,366
baseline
▲ 0.50% · 4.625%
HK$99,340
+HK$4,974/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,732/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,260 · Scale 2, in force from 26 Feb 2026)