LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,711
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,102
−HK$1,413/mo
Today · 4.125%
HK$47,515
baseline
▲ 0.50% · 4.625%
HK$50,406
+HK$2,891/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$95,030/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,740
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,074
−HK$1,354/mo
Today · 4.125%
HK$52,428
baseline
▲ 0.50% · 4.625%
HK$55,191
+HK$2,763/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,856/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,653
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,322
−HK$1,696/mo
Today · 4.125%
HK$57,018
baseline
▲ 0.50% · 4.625%
HK$60,487
+HK$3,469/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$114,036/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,688
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,289
−HK$1,624/mo
Today · 4.125%
HK$62,913
baseline
▲ 0.50% · 4.625%
HK$66,229
+HK$3,316/mo
Deposit HK$7.84M · loan HK$11.76M · min. income ≈ HK$125,826/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,595
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$64,542
−HK$1,978/mo
Today · 4.125%
HK$66,520
baseline
▲ 0.50% · 4.625%
HK$70,568
+HK$4,048/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,040/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,636
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,504
−HK$1,895/mo
Today · 4.125%
HK$73,399
baseline
▲ 0.50% · 4.625%
HK$77,268
+HK$3,869/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,798/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,480
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,983
−HK$2,543/mo
Today · 4.125%
HK$85,526
baseline
▲ 0.50% · 4.625%
HK$90,730
+HK$5,204/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,052/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,533
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,934
−HK$2,436/mo
Today · 4.125%
HK$94,370
baseline
▲ 0.50% · 4.625%
HK$99,344
+HK$4,974/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,740/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,293 · Scale 2, in force from 26 Feb 2026)