LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,712
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,103
−HK$1,413/mo
Today · 4.125%
HK$47,516
baseline
▲ 0.50% · 4.625%
HK$50,407
+HK$2,891/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$95,032/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,742
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,076
−HK$1,353/mo
Today · 4.125%
HK$52,429
baseline
▲ 0.50% · 4.625%
HK$55,193
+HK$2,764/mo
Deposit HK$9.80M · loan HK$9.80M · min. income ≈ HK$104,858/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,655
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,324
−HK$1,695/mo
Today · 4.125%
HK$57,019
baseline
▲ 0.50% · 4.625%
HK$60,489
+HK$3,470/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$114,038/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,690
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,291
−HK$1,624/mo
Today · 4.125%
HK$62,915
baseline
▲ 0.50% · 4.625%
HK$66,232
+HK$3,317/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$125,830/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,597
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,544
−HK$1,979/mo
Today · 4.125%
HK$66,523
baseline
▲ 0.50% · 4.625%
HK$70,570
+HK$4,047/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,046/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,639
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$71,506
−HK$1,895/mo
Today · 4.125%
HK$73,401
baseline
▲ 0.50% · 4.625%
HK$77,270
+HK$3,869/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,802/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,482
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$82,986
−HK$2,543/mo
Today · 4.125%
HK$85,529
baseline
▲ 0.50% · 4.625%
HK$90,733
+HK$5,204/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,058/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,536
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,937
−HK$2,436/mo
Today · 4.125%
HK$94,373
baseline
▲ 0.50% · 4.625%
HK$99,347
+HK$4,974/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,746/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,317 · Scale 2, in force from 26 Feb 2026)