LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,717
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,108
−HK$1,413/mo
Today · 4.125%
HK$47,521
baseline
▲ 0.50% · 4.625%
HK$50,412
+HK$2,891/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,042/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,747
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$51,081
−HK$1,353/mo
Today · 4.125%
HK$52,434
baseline
▲ 0.50% · 4.625%
HK$55,198
+HK$2,764/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,868/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,660
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,329
−HK$1,696/mo
Today · 4.125%
HK$57,025
baseline
▲ 0.50% · 4.625%
HK$60,495
+HK$3,470/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$114,050/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,696
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,297
−HK$1,624/mo
Today · 4.125%
HK$62,921
baseline
▲ 0.50% · 4.625%
HK$66,238
+HK$3,317/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$125,842/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,603
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,551
−HK$1,978/mo
Today · 4.125%
HK$66,529
baseline
▲ 0.50% · 4.625%
HK$70,577
+HK$4,048/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,058/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,645
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,513
−HK$1,895/mo
Today · 4.125%
HK$73,408
baseline
▲ 0.50% · 4.625%
HK$77,278
+HK$3,870/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,816/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,490
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$82,994
−HK$2,543/mo
Today · 4.125%
HK$85,537
baseline
▲ 0.50% · 4.625%
HK$90,742
+HK$5,205/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,074/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,544
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,946
−HK$2,436/mo
Today · 4.125%
HK$94,382
baseline
▲ 0.50% · 4.625%
HK$99,357
+HK$4,975/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,764/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,388 · Scale 2, in force from 26 Feb 2026)