LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,717
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,108
−HK$1,413/mo
Today · 4.125%
HK$47,521
baseline
▲ 0.50% · 4.625%
HK$50,413
+HK$2,892/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,042/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,747
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,081
−HK$1,354/mo
Today · 4.125%
HK$52,435
baseline
▲ 0.50% · 4.625%
HK$55,199
+HK$2,764/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,870/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,660
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,330
−HK$1,695/mo
Today · 4.125%
HK$57,025
baseline
▲ 0.50% · 4.625%
HK$60,495
+HK$3,470/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$114,050/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,697
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,298
−HK$1,624/mo
Today · 4.125%
HK$62,922
baseline
▲ 0.50% · 4.625%
HK$66,239
+HK$3,317/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$125,844/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,604
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,551
−HK$1,979/mo
Today · 4.125%
HK$66,530
baseline
▲ 0.50% · 4.625%
HK$70,578
+HK$4,048/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,060/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,646
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,514
−HK$1,895/mo
Today · 4.125%
HK$73,409
baseline
▲ 0.50% · 4.625%
HK$77,278
+HK$3,869/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,818/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,491
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$82,994
−HK$2,544/mo
Today · 4.125%
HK$85,538
baseline
▲ 0.50% · 4.625%
HK$90,743
+HK$5,205/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,076/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,545
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,947
−HK$2,436/mo
Today · 4.125%
HK$94,383
baseline
▲ 0.50% · 4.625%
HK$99,358
+HK$4,975/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,766/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,396 · Scale 2, in force from 26 Feb 2026)