LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,720
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,111
−HK$1,413/mo
Today · 4.125%
HK$47,524
baseline
▲ 0.50% · 4.625%
HK$50,416
+HK$2,892/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,048/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,750
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,084
−HK$1,354/mo
Today · 4.125%
HK$52,438
baseline
▲ 0.50% · 4.625%
HK$55,202
+HK$2,764/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,876/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,663
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,333
−HK$1,696/mo
Today · 4.125%
HK$57,029
baseline
▲ 0.50% · 4.625%
HK$60,499
+HK$3,470/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$114,058/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,700
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,301
−HK$1,624/mo
Today · 4.125%
HK$62,925
baseline
▲ 0.50% · 4.625%
HK$66,242
+HK$3,317/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$125,850/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,607
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,555
−HK$1,978/mo
Today · 4.125%
HK$66,533
baseline
▲ 0.50% · 4.625%
HK$70,582
+HK$4,049/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,066/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,650
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,518
−HK$1,895/mo
Today · 4.125%
HK$73,413
baseline
▲ 0.50% · 4.625%
HK$77,283
+HK$3,870/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,826/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,495
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$82,999
−HK$2,544/mo
Today · 4.125%
HK$85,543
baseline
▲ 0.50% · 4.625%
HK$90,748
+HK$5,205/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,086/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,550
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,952
−HK$2,436/mo
Today · 4.125%
HK$94,388
baseline
▲ 0.50% · 4.625%
HK$99,364
+HK$4,976/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,776/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,437 · Scale 2, in force from 26 Feb 2026)