LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,720
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,111
−HK$1,414/mo
Today · 4.125%
HK$47,525
baseline
▲ 0.50% · 4.625%
HK$50,416
+HK$2,891/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,050/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,751
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,085
−HK$1,354/mo
Today · 4.125%
HK$52,439
baseline
▲ 0.50% · 4.625%
HK$55,203
+HK$2,764/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,878/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,664
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,334
−HK$1,696/mo
Today · 4.125%
HK$57,030
baseline
▲ 0.50% · 4.625%
HK$60,500
+HK$3,470/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$114,060/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,701
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,302
−HK$1,625/mo
Today · 4.125%
HK$62,927
baseline
▲ 0.50% · 4.625%
HK$66,243
+HK$3,316/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$125,854/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,608
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,556
−HK$1,979/mo
Today · 4.125%
HK$66,535
baseline
▲ 0.50% · 4.625%
HK$70,583
+HK$4,048/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,070/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,651
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,519
−HK$1,895/mo
Today · 4.125%
HK$73,414
baseline
▲ 0.50% · 4.625%
HK$77,284
+HK$3,870/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,828/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,497
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$83,000
−HK$2,544/mo
Today · 4.125%
HK$85,544
baseline
▲ 0.50% · 4.625%
HK$90,750
+HK$5,206/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,088/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,552
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,953
−HK$2,437/mo
Today · 4.125%
HK$94,390
baseline
▲ 0.50% · 4.625%
HK$99,365
+HK$4,975/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,780/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,449 · Scale 2, in force from 26 Feb 2026)