LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,721
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,113
−HK$1,413/mo
Today · 4.125%
HK$47,526
baseline
▲ 0.50% · 4.625%
HK$50,418
+HK$2,892/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,052/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,752
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,087
−HK$1,353/mo
Today · 4.125%
HK$52,440
baseline
▲ 0.50% · 4.625%
HK$55,204
+HK$2,764/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,880/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,666
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,335
−HK$1,696/mo
Today · 4.125%
HK$57,031
baseline
▲ 0.50% · 4.625%
HK$60,501
+HK$3,470/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$114,062/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,703
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,304
−HK$1,624/mo
Today · 4.125%
HK$62,928
baseline
▲ 0.50% · 4.625%
HK$66,245
+HK$3,317/mo
Deposit HK$7.84M · loan HK$11.77M · min. income ≈ HK$125,856/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,610
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,558
−HK$1,978/mo
Today · 4.125%
HK$66,536
baseline
▲ 0.50% · 4.625%
HK$70,585
+HK$4,049/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,072/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,653
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,521
−HK$1,895/mo
Today · 4.125%
HK$73,416
baseline
▲ 0.50% · 4.625%
HK$77,286
+HK$3,870/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,832/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,499
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$83,003
−HK$2,544/mo
Today · 4.125%
HK$85,547
baseline
▲ 0.50% · 4.625%
HK$90,752
+HK$5,205/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,094/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,554
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,956
−HK$2,436/mo
Today · 4.125%
HK$94,392
baseline
▲ 0.50% · 4.625%
HK$99,368
+HK$4,976/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,784/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,468 · Scale 2, in force from 26 Feb 2026)