LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,722
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,113
−HK$1,413/mo
Today · 4.125%
HK$47,526
baseline
▲ 0.50% · 4.625%
HK$50,418
+HK$2,892/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,052/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,753
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,087
−HK$1,354/mo
Today · 4.125%
HK$52,441
baseline
▲ 0.50% · 4.625%
HK$55,205
+HK$2,764/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,882/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,666
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,336
−HK$1,696/mo
Today · 4.125%
HK$57,032
baseline
▲ 0.50% · 4.625%
HK$60,502
+HK$3,470/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,064/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,703
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,305
−HK$1,624/mo
Today · 4.125%
HK$62,929
baseline
▲ 0.50% · 4.625%
HK$66,246
+HK$3,317/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,858/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,611
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,558
−HK$1,979/mo
Today · 4.125%
HK$66,537
baseline
▲ 0.50% · 4.625%
HK$70,586
+HK$4,049/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,074/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,654
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,522
−HK$1,895/mo
Today · 4.125%
HK$73,417
baseline
▲ 0.50% · 4.625%
HK$77,287
+HK$3,870/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,834/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,500
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$83,004
−HK$2,544/mo
Today · 4.125%
HK$85,548
baseline
▲ 0.50% · 4.625%
HK$90,753
+HK$5,205/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,096/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,555
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,957
−HK$2,436/mo
Today · 4.125%
HK$94,393
baseline
▲ 0.50% · 4.625%
HK$99,369
+HK$4,976/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,786/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,477 · Scale 2, in force from 26 Feb 2026)