LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,723
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,114
−HK$1,414/mo
Today · 4.125%
HK$47,528
baseline
▲ 0.50% · 4.625%
HK$50,420
+HK$2,892/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,056/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,754
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,088
−HK$1,354/mo
Today · 4.125%
HK$52,442
baseline
▲ 0.50% · 4.625%
HK$55,206
+HK$2,764/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,884/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,668
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,337
−HK$1,696/mo
Today · 4.125%
HK$57,033
baseline
▲ 0.50% · 4.625%
HK$60,503
+HK$3,470/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,066/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,705
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,306
−HK$1,624/mo
Today · 4.125%
HK$62,930
baseline
▲ 0.50% · 4.625%
HK$66,248
+HK$3,318/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,860/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,612
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,560
−HK$1,979/mo
Today · 4.125%
HK$66,539
baseline
▲ 0.50% · 4.625%
HK$70,587
+HK$4,048/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,078/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,656
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$71,524
−HK$1,895/mo
Today · 4.125%
HK$73,419
baseline
▲ 0.50% · 4.625%
HK$77,289
+HK$3,870/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,838/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,502
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$83,006
−HK$2,544/mo
Today · 4.125%
HK$85,550
baseline
▲ 0.50% · 4.625%
HK$90,755
+HK$5,205/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,100/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,557
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,959
−HK$2,437/mo
Today · 4.125%
HK$94,396
baseline
▲ 0.50% · 4.625%
HK$99,371
+HK$4,975/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,792/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,495 · Scale 2, in force from 26 Feb 2026)