LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,724
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,115
−HK$1,414/mo
Today · 4.125%
HK$47,529
baseline
▲ 0.50% · 4.625%
HK$50,421
+HK$2,892/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,058/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,755
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,090
−HK$1,353/mo
Today · 4.125%
HK$52,443
baseline
▲ 0.50% · 4.625%
HK$55,208
+HK$2,765/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,886/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,669
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,338
−HK$1,696/mo
Today · 4.125%
HK$57,034
baseline
▲ 0.50% · 4.625%
HK$60,505
+HK$3,471/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,068/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,706
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,307
−HK$1,625/mo
Today · 4.125%
HK$62,932
baseline
▲ 0.50% · 4.625%
HK$66,249
+HK$3,317/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,864/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,614
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$64,561
−HK$1,979/mo
Today · 4.125%
HK$66,540
baseline
▲ 0.50% · 4.625%
HK$70,589
+HK$4,049/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,080/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,657
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,525
−HK$1,896/mo
Today · 4.125%
HK$73,421
baseline
▲ 0.50% · 4.625%
HK$77,291
+HK$3,870/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,842/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,503
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,008
−HK$2,544/mo
Today · 4.125%
HK$85,552
baseline
▲ 0.50% · 4.625%
HK$90,757
+HK$5,205/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,104/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,559
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,961
−HK$2,437/mo
Today · 4.125%
HK$94,398
baseline
▲ 0.50% · 4.625%
HK$99,374
+HK$4,976/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,796/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,512 · Scale 2, in force from 26 Feb 2026)