LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,727
−HK$2,804/mo
▼ 0.25% · 3.875%
HK$46,118
−HK$1,413/mo
Today · 4.125%
HK$47,531
baseline
▲ 0.50% · 4.625%
HK$50,424
+HK$2,893/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,062/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,758
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,093
−HK$1,353/mo
Today · 4.125%
HK$52,446
baseline
▲ 0.50% · 4.625%
HK$55,211
+HK$2,765/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,892/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,672
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,342
−HK$1,696/mo
Today · 4.125%
HK$57,038
baseline
▲ 0.50% · 4.625%
HK$60,508
+HK$3,470/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,076/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,710
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,311
−HK$1,625/mo
Today · 4.125%
HK$62,936
baseline
▲ 0.50% · 4.625%
HK$66,253
+HK$3,317/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,872/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,617
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,565
−HK$1,979/mo
Today · 4.125%
HK$66,544
baseline
▲ 0.50% · 4.625%
HK$70,593
+HK$4,049/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,088/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,661
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,530
−HK$1,895/mo
Today · 4.125%
HK$73,425
baseline
▲ 0.50% · 4.625%
HK$77,295
+HK$3,870/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,850/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,508
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,012
−HK$2,545/mo
Today · 4.125%
HK$85,557
baseline
▲ 0.50% · 4.625%
HK$90,763
+HK$5,206/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,114/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,564
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,967
−HK$2,436/mo
Today · 4.125%
HK$94,403
baseline
▲ 0.50% · 4.625%
HK$99,379
+HK$4,976/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,806/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,555 · Scale 2, in force from 26 Feb 2026)