LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,729
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,121
−HK$1,413/mo
Today · 4.125%
HK$47,534
baseline
▲ 0.50% · 4.625%
HK$50,427
+HK$2,893/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,068/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,761
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,095
−HK$1,354/mo
Today · 4.125%
HK$52,449
baseline
▲ 0.50% · 4.625%
HK$55,214
+HK$2,765/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,898/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,675
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,345
−HK$1,696/mo
Today · 4.125%
HK$57,041
baseline
▲ 0.50% · 4.625%
HK$60,512
+HK$3,471/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,082/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,713
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,314
−HK$1,625/mo
Today · 4.125%
HK$62,939
baseline
▲ 0.50% · 4.625%
HK$66,257
+HK$3,318/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,878/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,621
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,569
−HK$1,979/mo
Today · 4.125%
HK$66,548
baseline
▲ 0.50% · 4.625%
HK$70,597
+HK$4,049/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$133,096/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,665
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,534
−HK$1,895/mo
Today · 4.125%
HK$73,429
baseline
▲ 0.50% · 4.625%
HK$77,300
+HK$3,871/mo
Deposit HK$5.88M · loan HK$13.73M · min. income ≈ HK$146,858/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,513
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,017
−HK$2,545/mo
Today · 4.125%
HK$85,562
baseline
▲ 0.50% · 4.625%
HK$90,768
+HK$5,206/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$171,124/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,570
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,972
−HK$2,437/mo
Today · 4.125%
HK$94,409
baseline
▲ 0.50% · 4.625%
HK$99,385
+HK$4,976/mo
Deposit HK$1.96M · loan HK$17.65M · min. income ≈ HK$188,818/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,596 · Scale 2, in force from 26 Feb 2026)