LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,732
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,123
−HK$1,414/mo
Today · 4.125%
HK$47,537
baseline
▲ 0.50% · 4.625%
HK$50,429
+HK$2,892/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,074/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,764
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,098
−HK$1,354/mo
Today · 4.125%
HK$52,452
baseline
▲ 0.50% · 4.625%
HK$55,217
+HK$2,765/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,904/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,678
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,348
−HK$1,696/mo
Today · 4.125%
HK$57,044
baseline
▲ 0.50% · 4.625%
HK$60,515
+HK$3,471/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,088/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,716
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,318
−HK$1,625/mo
Today · 4.125%
HK$62,943
baseline
▲ 0.50% · 4.625%
HK$66,260
+HK$3,317/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,886/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,624
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,572
−HK$1,980/mo
Today · 4.125%
HK$66,552
baseline
▲ 0.50% · 4.625%
HK$70,601
+HK$4,049/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$133,104/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,669
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,538
−HK$1,895/mo
Today · 4.125%
HK$73,433
baseline
▲ 0.50% · 4.625%
HK$77,304
+HK$3,871/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$146,866/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,517
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,022
−HK$2,544/mo
Today · 4.125%
HK$85,566
baseline
▲ 0.50% · 4.625%
HK$90,773
+HK$5,207/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,132/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,574
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,977
−HK$2,437/mo
Today · 4.125%
HK$94,414
baseline
▲ 0.50% · 4.625%
HK$99,391
+HK$4,977/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,828/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,637 · Scale 2, in force from 26 Feb 2026)