LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,732
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,124
−HK$1,413/mo
Today · 4.125%
HK$47,537
baseline
▲ 0.50% · 4.625%
HK$50,430
+HK$2,893/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,074/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,764
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,099
−HK$1,354/mo
Today · 4.125%
HK$52,453
baseline
▲ 0.50% · 4.625%
HK$55,218
+HK$2,765/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,906/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,679
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,348
−HK$1,697/mo
Today · 4.125%
HK$57,045
baseline
▲ 0.50% · 4.625%
HK$60,516
+HK$3,471/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,090/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,717
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,318
−HK$1,625/mo
Today · 4.125%
HK$62,943
baseline
▲ 0.50% · 4.625%
HK$66,261
+HK$3,318/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,886/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,625
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,573
−HK$1,979/mo
Today · 4.125%
HK$66,552
baseline
▲ 0.50% · 4.625%
HK$70,602
+HK$4,050/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$133,104/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,670
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,538
−HK$1,896/mo
Today · 4.125%
HK$73,434
baseline
▲ 0.50% · 4.625%
HK$77,305
+HK$3,871/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$146,868/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,518
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,022
−HK$2,545/mo
Today · 4.125%
HK$85,567
baseline
▲ 0.50% · 4.625%
HK$90,774
+HK$5,207/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,134/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,575
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,978
−HK$2,437/mo
Today · 4.125%
HK$94,415
baseline
▲ 0.50% · 4.625%
HK$99,392
+HK$4,977/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,830/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,644 · Scale 2, in force from 26 Feb 2026)