LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,733
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,124
−HK$1,414/mo
Today · 4.125%
HK$47,538
baseline
▲ 0.50% · 4.625%
HK$50,431
+HK$2,893/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,076/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,765
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,100
−HK$1,354/mo
Today · 4.125%
HK$52,454
baseline
▲ 0.50% · 4.625%
HK$55,218
+HK$2,764/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,908/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,680
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,349
−HK$1,697/mo
Today · 4.125%
HK$57,046
baseline
▲ 0.50% · 4.625%
HK$60,517
+HK$3,471/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,092/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,718
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,320
−HK$1,624/mo
Today · 4.125%
HK$62,944
baseline
▲ 0.50% · 4.625%
HK$66,262
+HK$3,318/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,888/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,626
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,574
−HK$1,979/mo
Today · 4.125%
HK$66,553
baseline
▲ 0.50% · 4.625%
HK$70,603
+HK$4,050/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$133,106/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,671
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,539
−HK$1,896/mo
Today · 4.125%
HK$73,435
baseline
▲ 0.50% · 4.625%
HK$77,306
+HK$3,871/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$146,870/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,519
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,024
−HK$2,545/mo
Today · 4.125%
HK$85,569
baseline
▲ 0.50% · 4.625%
HK$90,775
+HK$5,206/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,138/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,577
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,979
−HK$2,437/mo
Today · 4.125%
HK$94,416
baseline
▲ 0.50% · 4.625%
HK$99,393
+HK$4,977/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,832/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,657 · Scale 2, in force from 26 Feb 2026)