LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,734
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,125
−HK$1,414/mo
Today · 4.125%
HK$47,539
baseline
▲ 0.50% · 4.625%
HK$50,431
+HK$2,892/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,078/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,766
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,100
−HK$1,354/mo
Today · 4.125%
HK$52,454
baseline
▲ 0.50% · 4.625%
HK$55,219
+HK$2,765/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,908/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,680
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,350
−HK$1,697/mo
Today · 4.125%
HK$57,047
baseline
▲ 0.50% · 4.625%
HK$60,518
+HK$3,471/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,094/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,719
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,320
−HK$1,625/mo
Today · 4.125%
HK$62,945
baseline
▲ 0.50% · 4.625%
HK$66,263
+HK$3,318/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,890/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,627
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,575
−HK$1,979/mo
Today · 4.125%
HK$66,554
baseline
▲ 0.50% · 4.625%
HK$70,604
+HK$4,050/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$133,108/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,672
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,540
−HK$1,896/mo
Today · 4.125%
HK$73,436
baseline
▲ 0.50% · 4.625%
HK$77,307
+HK$3,871/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$146,872/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,520
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,025
−HK$2,545/mo
Today · 4.125%
HK$85,570
baseline
▲ 0.50% · 4.625%
HK$90,776
+HK$5,206/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,140/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,578
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,981
−HK$2,437/mo
Today · 4.125%
HK$94,418
baseline
▲ 0.50% · 4.625%
HK$99,395
+HK$4,977/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,836/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,667 · Scale 2, in force from 26 Feb 2026)