LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,735
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,126
−HK$1,414/mo
Today · 4.125%
HK$47,540
baseline
▲ 0.50% · 4.625%
HK$50,433
+HK$2,893/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,080/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,767
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,102
−HK$1,354/mo
Today · 4.125%
HK$52,456
baseline
▲ 0.50% · 4.625%
HK$55,221
+HK$2,765/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,912/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$735,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,682
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,351
−HK$1,697/mo
Today · 4.125%
HK$57,048
baseline
▲ 0.50% · 4.625%
HK$60,519
+HK$3,471/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,096/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,720
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,322
−HK$1,625/mo
Today · 4.125%
HK$62,947
baseline
▲ 0.50% · 4.625%
HK$66,265
+HK$3,318/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,894/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,629
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,577
−HK$1,979/mo
Today · 4.125%
HK$66,556
baseline
▲ 0.50% · 4.625%
HK$70,606
+HK$4,050/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$133,112/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,674
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,542
−HK$1,896/mo
Today · 4.125%
HK$73,438
baseline
▲ 0.50% · 4.625%
HK$77,309
+HK$3,871/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$146,876/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,522
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,027
−HK$2,545/mo
Today · 4.125%
HK$85,572
baseline
▲ 0.50% · 4.625%
HK$90,779
+HK$5,207/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,144/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,580
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,983
−HK$2,437/mo
Today · 4.125%
HK$94,420
baseline
▲ 0.50% · 4.625%
HK$99,397
+HK$4,977/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,840/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,685 · Scale 2, in force from 26 Feb 2026)