LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,736
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,127
−HK$1,414/mo
Today · 4.125%
HK$47,541
baseline
▲ 0.50% · 4.625%
HK$50,434
+HK$2,893/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,082/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,768
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,103
−HK$1,354/mo
Today · 4.125%
HK$52,457
baseline
▲ 0.50% · 4.625%
HK$55,222
+HK$2,765/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,914/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,683
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,353
−HK$1,696/mo
Today · 4.125%
HK$57,049
baseline
▲ 0.50% · 4.625%
HK$60,520
+HK$3,471/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,098/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,721
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,323
−HK$1,625/mo
Today · 4.125%
HK$62,948
baseline
▲ 0.50% · 4.625%
HK$66,266
+HK$3,318/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,896/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,630
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$64,578
−HK$1,979/mo
Today · 4.125%
HK$66,557
baseline
▲ 0.50% · 4.625%
HK$70,607
+HK$4,050/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$133,114/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,675
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,544
−HK$1,895/mo
Today · 4.125%
HK$73,439
baseline
▲ 0.50% · 4.625%
HK$77,310
+HK$3,871/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$146,878/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,524
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,029
−HK$2,545/mo
Today · 4.125%
HK$85,574
baseline
▲ 0.50% · 4.625%
HK$90,781
+HK$5,207/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,148/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,582
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,985
−HK$2,437/mo
Today · 4.125%
HK$94,422
baseline
▲ 0.50% · 4.625%
HK$99,399
+HK$4,977/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,844/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,701 · Scale 2, in force from 26 Feb 2026)