LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,738
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,130
−HK$1,413/mo
Today · 4.125%
HK$47,543
baseline
▲ 0.50% · 4.625%
HK$50,436
+HK$2,893/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,086/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,771
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$51,105
−HK$1,354/mo
Today · 4.125%
HK$52,459
baseline
▲ 0.50% · 4.625%
HK$55,225
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,918/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,686
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,355
−HK$1,697/mo
Today · 4.125%
HK$57,052
baseline
▲ 0.50% · 4.625%
HK$60,524
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,104/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,725
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,326
−HK$1,625/mo
Today · 4.125%
HK$62,951
baseline
▲ 0.50% · 4.625%
HK$66,270
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,902/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,633
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,581
−HK$1,980/mo
Today · 4.125%
HK$66,561
baseline
▲ 0.50% · 4.625%
HK$70,611
+HK$4,050/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$133,122/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,679
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$71,548
−HK$1,895/mo
Today · 4.125%
HK$73,443
baseline
▲ 0.50% · 4.625%
HK$77,315
+HK$3,872/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$146,886/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,528
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,033
−HK$2,545/mo
Today · 4.125%
HK$85,578
baseline
▲ 0.50% · 4.625%
HK$90,785
+HK$5,207/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,156/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,587
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,990
−HK$2,437/mo
Today · 4.125%
HK$94,427
baseline
▲ 0.50% · 4.625%
HK$99,404
+HK$4,977/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,854/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,740 · Scale 2, in force from 26 Feb 2026)