LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,739
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,131
−HK$1,414/mo
Today · 4.125%
HK$47,545
baseline
▲ 0.50% · 4.625%
HK$50,438
+HK$2,893/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,090/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,772
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,107
−HK$1,354/mo
Today · 4.125%
HK$52,461
baseline
▲ 0.50% · 4.625%
HK$55,226
+HK$2,765/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,922/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,687
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,357
−HK$1,697/mo
Today · 4.125%
HK$57,054
baseline
▲ 0.50% · 4.625%
HK$60,526
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,108/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,727
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,328
−HK$1,625/mo
Today · 4.125%
HK$62,953
baseline
▲ 0.50% · 4.625%
HK$66,272
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,906/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,635
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,584
−HK$1,979/mo
Today · 4.125%
HK$66,563
baseline
▲ 0.50% · 4.625%
HK$70,613
+HK$4,050/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$133,126/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,681
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,550
−HK$1,896/mo
Today · 4.125%
HK$73,446
baseline
▲ 0.50% · 4.625%
HK$77,317
+HK$3,871/mo
Deposit HK$5.89M · loan HK$13.73M · min. income ≈ HK$146,892/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,531
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,036
−HK$2,545/mo
Today · 4.125%
HK$85,581
baseline
▲ 0.50% · 4.625%
HK$90,788
+HK$5,207/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,162/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,590
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,993
−HK$2,437/mo
Today · 4.125%
HK$94,430
baseline
▲ 0.50% · 4.625%
HK$99,408
+HK$4,978/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,860/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,764 · Scale 2, in force from 26 Feb 2026)