LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,743
−HK$2,805/mo
▼ 0.25% · 3.875%
HK$46,134
−HK$1,414/mo
Today · 4.125%
HK$47,548
baseline
▲ 0.50% · 4.625%
HK$50,442
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,096/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,776
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,111
−HK$1,354/mo
Today · 4.125%
HK$52,465
baseline
▲ 0.50% · 4.625%
HK$55,231
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,930/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,691
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,361
−HK$1,697/mo
Today · 4.125%
HK$57,058
baseline
▲ 0.50% · 4.625%
HK$60,530
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,116/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,731
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,333
−HK$1,625/mo
Today · 4.125%
HK$62,958
baseline
▲ 0.50% · 4.625%
HK$66,277
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,916/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,640
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,588
−HK$1,980/mo
Today · 4.125%
HK$66,568
baseline
▲ 0.50% · 4.625%
HK$70,618
+HK$4,050/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,136/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,686
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,555
−HK$1,896/mo
Today · 4.125%
HK$73,451
baseline
▲ 0.50% · 4.625%
HK$77,323
+HK$3,872/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,902/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,537
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,042
−HK$2,545/mo
Today · 4.125%
HK$85,587
baseline
▲ 0.50% · 4.625%
HK$90,795
+HK$5,208/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,174/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,596
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$91,999
−HK$2,438/mo
Today · 4.125%
HK$94,437
baseline
▲ 0.50% · 4.625%
HK$99,415
+HK$4,978/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,874/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,818 · Scale 2, in force from 26 Feb 2026)