LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,743
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,135
−HK$1,414/mo
Today · 4.125%
HK$47,549
baseline
▲ 0.50% · 4.625%
HK$50,442
+HK$2,893/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,098/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,777
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,111
−HK$1,355/mo
Today · 4.125%
HK$52,466
baseline
▲ 0.50% · 4.625%
HK$55,231
+HK$2,765/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,932/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,692
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,362
−HK$1,697/mo
Today · 4.125%
HK$57,059
baseline
▲ 0.50% · 4.625%
HK$60,531
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,118/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,732
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,334
−HK$1,625/mo
Today · 4.125%
HK$62,959
baseline
▲ 0.50% · 4.625%
HK$66,278
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,918/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,641
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,589
−HK$1,980/mo
Today · 4.125%
HK$66,569
baseline
▲ 0.50% · 4.625%
HK$70,619
+HK$4,050/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,138/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,687
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,556
−HK$1,896/mo
Today · 4.125%
HK$73,452
baseline
▲ 0.50% · 4.625%
HK$77,324
+HK$3,872/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,904/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,538
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,043
−HK$2,545/mo
Today · 4.125%
HK$85,588
baseline
▲ 0.50% · 4.625%
HK$90,796
+HK$5,208/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,176/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,598
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$92,001
−HK$2,437/mo
Today · 4.125%
HK$94,438
baseline
▲ 0.50% · 4.625%
HK$99,416
+HK$4,978/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,876/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,828 · Scale 2, in force from 26 Feb 2026)