LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,744
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,136
−HK$1,414/mo
Today · 4.125%
HK$47,550
baseline
▲ 0.50% · 4.625%
HK$50,443
+HK$2,893/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,100/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,777
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,112
−HK$1,354/mo
Today · 4.125%
HK$52,466
baseline
▲ 0.50% · 4.625%
HK$55,232
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,932/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,693
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,363
−HK$1,697/mo
Today · 4.125%
HK$57,060
baseline
▲ 0.50% · 4.625%
HK$60,532
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,120/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,732
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,334
−HK$1,626/mo
Today · 4.125%
HK$62,960
baseline
▲ 0.50% · 4.625%
HK$66,278
+HK$3,318/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,920/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,641
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,590
−HK$1,979/mo
Today · 4.125%
HK$66,569
baseline
▲ 0.50% · 4.625%
HK$70,620
+HK$4,051/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,138/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,688
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,557
−HK$1,896/mo
Today · 4.125%
HK$73,453
baseline
▲ 0.50% · 4.625%
HK$77,325
+HK$3,872/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,906/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,539
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,044
−HK$2,545/mo
Today · 4.125%
HK$85,589
baseline
▲ 0.50% · 4.625%
HK$90,797
+HK$5,208/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,178/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,599
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$92,002
−HK$2,437/mo
Today · 4.125%
HK$94,439
baseline
▲ 0.50% · 4.625%
HK$99,417
+HK$4,978/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,878/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,836 · Scale 2, in force from 26 Feb 2026)