LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,744
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,136
−HK$1,414/mo
Today · 4.125%
HK$47,550
baseline
▲ 0.50% · 4.625%
HK$50,443
+HK$2,893/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,100/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,777
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,112
−HK$1,354/mo
Today · 4.125%
HK$52,466
baseline
▲ 0.50% · 4.625%
HK$55,232
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,932/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,693
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,363
−HK$1,697/mo
Today · 4.125%
HK$57,060
baseline
▲ 0.50% · 4.625%
HK$60,532
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,120/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,733
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,335
−HK$1,625/mo
Today · 4.125%
HK$62,960
baseline
▲ 0.50% · 4.625%
HK$66,278
+HK$3,318/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,920/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$735,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,641
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,590
−HK$1,980/mo
Today · 4.125%
HK$66,570
baseline
▲ 0.50% · 4.625%
HK$70,620
+HK$4,050/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,140/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,688
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,557
−HK$1,896/mo
Today · 4.125%
HK$73,453
baseline
▲ 0.50% · 4.625%
HK$77,325
+HK$3,872/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,906/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,539
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,044
−HK$2,545/mo
Today · 4.125%
HK$85,589
baseline
▲ 0.50% · 4.625%
HK$90,797
+HK$5,208/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,178/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,599
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$92,002
−HK$2,438/mo
Today · 4.125%
HK$94,440
baseline
▲ 0.50% · 4.625%
HK$99,418
+HK$4,978/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,880/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,837 · Scale 2, in force from 26 Feb 2026)