LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,746
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,138
−HK$1,414/mo
Today · 4.125%
HK$47,552
baseline
▲ 0.50% · 4.625%
HK$50,446
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,104/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,780
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,115
−HK$1,354/mo
Today · 4.125%
HK$52,469
baseline
▲ 0.50% · 4.625%
HK$55,235
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,938/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,696
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,366
−HK$1,697/mo
Today · 4.125%
HK$57,063
baseline
▲ 0.50% · 4.625%
HK$60,535
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,126/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,736
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,338
−HK$1,625/mo
Today · 4.125%
HK$62,963
baseline
▲ 0.50% · 4.625%
HK$66,282
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,926/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,645
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$64,594
−HK$1,979/mo
Today · 4.125%
HK$66,573
baseline
▲ 0.50% · 4.625%
HK$70,624
+HK$4,051/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,146/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,692
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,561
−HK$1,896/mo
Today · 4.125%
HK$73,457
baseline
▲ 0.50% · 4.625%
HK$77,329
+HK$3,872/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,914/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,544
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,049
−HK$2,545/mo
Today · 4.125%
HK$85,594
baseline
▲ 0.50% · 4.625%
HK$90,803
+HK$5,209/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,188/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,604
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$92,007
−HK$2,438/mo
Today · 4.125%
HK$94,445
baseline
▲ 0.50% · 4.625%
HK$99,423
+HK$4,978/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,890/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,879 · Scale 2, in force from 26 Feb 2026)