LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,747
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,139
−HK$1,414/mo
Today · 4.125%
HK$47,553
baseline
▲ 0.50% · 4.625%
HK$50,447
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,106/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,781
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,116
−HK$1,354/mo
Today · 4.125%
HK$52,470
baseline
▲ 0.50% · 4.625%
HK$55,236
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,940/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,697
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,367
−HK$1,697/mo
Today · 4.125%
HK$57,064
baseline
▲ 0.50% · 4.625%
HK$60,536
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,128/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,737
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,339
−HK$1,625/mo
Today · 4.125%
HK$62,964
baseline
▲ 0.50% · 4.625%
HK$66,283
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,928/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,646
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,595
−HK$1,980/mo
Today · 4.125%
HK$66,575
baseline
▲ 0.50% · 4.625%
HK$70,625
+HK$4,050/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,150/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,693
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,562
−HK$1,896/mo
Today · 4.125%
HK$73,458
baseline
▲ 0.50% · 4.625%
HK$77,331
+HK$3,873/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,916/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,545
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,050
−HK$2,546/mo
Today · 4.125%
HK$85,596
baseline
▲ 0.50% · 4.625%
HK$90,804
+HK$5,208/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,192/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,605
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,009
−HK$2,438/mo
Today · 4.125%
HK$94,447
baseline
▲ 0.50% · 4.625%
HK$99,425
+HK$4,978/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,894/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,891 · Scale 2, in force from 26 Feb 2026)