LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,748
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,140
−HK$1,414/mo
Today · 4.125%
HK$47,554
baseline
▲ 0.50% · 4.625%
HK$50,448
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,108/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,782
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,117
−HK$1,354/mo
Today · 4.125%
HK$52,471
baseline
▲ 0.50% · 4.625%
HK$55,237
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,942/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,698
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,368
−HK$1,697/mo
Today · 4.125%
HK$57,065
baseline
▲ 0.50% · 4.625%
HK$60,537
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,130/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,738
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,340
−HK$1,626/mo
Today · 4.125%
HK$62,966
baseline
▲ 0.50% · 4.625%
HK$66,285
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,932/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,647
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,596
−HK$1,980/mo
Today · 4.125%
HK$66,576
baseline
▲ 0.50% · 4.625%
HK$70,627
+HK$4,051/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,152/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,695
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,564
−HK$1,896/mo
Today · 4.125%
HK$73,460
baseline
▲ 0.50% · 4.625%
HK$77,332
+HK$3,872/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,920/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,547
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,052
−HK$2,546/mo
Today · 4.125%
HK$85,598
baseline
▲ 0.50% · 4.625%
HK$90,806
+HK$5,208/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,196/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,607
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,011
−HK$2,438/mo
Today · 4.125%
HK$94,449
baseline
▲ 0.50% · 4.625%
HK$99,427
+HK$4,978/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,898/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,907 · Scale 2, in force from 26 Feb 2026)