LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,749
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,141
−HK$1,414/mo
Today · 4.125%
HK$47,555
baseline
▲ 0.50% · 4.625%
HK$50,449
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,110/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,783
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,118
−HK$1,355/mo
Today · 4.125%
HK$52,473
baseline
▲ 0.50% · 4.625%
HK$55,239
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,946/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,699
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,369
−HK$1,698/mo
Today · 4.125%
HK$57,067
baseline
▲ 0.50% · 4.625%
HK$60,539
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$114,134/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,740
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,342
−HK$1,625/mo
Today · 4.125%
HK$62,967
baseline
▲ 0.50% · 4.625%
HK$66,286
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.77M · min. income ≈ HK$125,934/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,649
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,598
−HK$1,980/mo
Today · 4.125%
HK$66,578
baseline
▲ 0.50% · 4.625%
HK$70,629
+HK$4,051/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,156/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,696
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,566
−HK$1,896/mo
Today · 4.125%
HK$73,462
baseline
▲ 0.50% · 4.625%
HK$77,334
+HK$3,872/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,924/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,549
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,054
−HK$2,546/mo
Today · 4.125%
HK$85,600
baseline
▲ 0.50% · 4.625%
HK$90,808
+HK$5,208/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,200/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,610
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$92,013
−HK$2,438/mo
Today · 4.125%
HK$94,451
baseline
▲ 0.50% · 4.625%
HK$99,430
+HK$4,979/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,902/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,925 · Scale 2, in force from 26 Feb 2026)