LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,751
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,143
−HK$1,415/mo
Today · 4.125%
HK$47,558
baseline
▲ 0.50% · 4.625%
HK$50,452
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,116/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,786
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$51,121
−HK$1,354/mo
Today · 4.125%
HK$52,475
baseline
▲ 0.50% · 4.625%
HK$55,241
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,950/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,702
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,372
−HK$1,697/mo
Today · 4.125%
HK$57,069
baseline
▲ 0.50% · 4.625%
HK$60,542
+HK$3,473/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,138/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,743
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,345
−HK$1,625/mo
Today · 4.125%
HK$62,970
baseline
▲ 0.50% · 4.625%
HK$66,290
+HK$3,320/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,940/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,652
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,601
−HK$1,980/mo
Today · 4.125%
HK$66,581
baseline
▲ 0.50% · 4.625%
HK$70,632
+HK$4,051/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,162/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,700
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,569
−HK$1,896/mo
Today · 4.125%
HK$73,465
baseline
▲ 0.50% · 4.625%
HK$77,338
+HK$3,873/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,930/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,553
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,058
−HK$2,546/mo
Today · 4.125%
HK$85,604
baseline
▲ 0.50% · 4.625%
HK$90,813
+HK$5,209/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,208/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,614
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,017
−HK$2,439/mo
Today · 4.125%
HK$94,456
baseline
▲ 0.50% · 4.625%
HK$99,434
+HK$4,978/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,912/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,961 · Scale 2, in force from 26 Feb 2026)