LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,752
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,144
−HK$1,414/mo
Today · 4.125%
HK$47,558
baseline
▲ 0.50% · 4.625%
HK$50,452
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,116/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,786
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,121
−HK$1,355/mo
Today · 4.125%
HK$52,476
baseline
▲ 0.50% · 4.625%
HK$55,242
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,952/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$735,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,702
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,372
−HK$1,698/mo
Today · 4.125%
HK$57,070
baseline
▲ 0.50% · 4.625%
HK$60,542
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,140/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,743
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,345
−HK$1,626/mo
Today · 4.125%
HK$62,971
baseline
▲ 0.50% · 4.625%
HK$66,290
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,942/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$735,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,652
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,601
−HK$1,980/mo
Today · 4.125%
HK$66,581
baseline
▲ 0.50% · 4.625%
HK$70,633
+HK$4,052/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,162/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,700
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,569
−HK$1,897/mo
Today · 4.125%
HK$73,466
baseline
▲ 0.50% · 4.625%
HK$77,338
+HK$3,872/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,932/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$735,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,553
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,059
−HK$2,545/mo
Today · 4.125%
HK$85,604
baseline
▲ 0.50% · 4.625%
HK$90,813
+HK$5,209/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,208/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,614
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,018
−HK$2,438/mo
Today · 4.125%
HK$94,456
baseline
▲ 0.50% · 4.625%
HK$99,435
+HK$4,979/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,912/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$735,965 · Scale 2, in force from 26 Feb 2026)