LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,755
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,147
−HK$1,414/mo
Today · 4.125%
HK$47,561
baseline
▲ 0.50% · 4.625%
HK$50,455
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,122/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,789
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,124
−HK$1,355/mo
Today · 4.125%
HK$52,479
baseline
▲ 0.50% · 4.625%
HK$55,245
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,958/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,705
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,376
−HK$1,697/mo
Today · 4.125%
HK$57,073
baseline
▲ 0.50% · 4.625%
HK$60,546
+HK$3,473/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,146/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,747
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,349
−HK$1,626/mo
Today · 4.125%
HK$62,975
baseline
▲ 0.50% · 4.625%
HK$66,294
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,950/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,656
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,605
−HK$1,980/mo
Today · 4.125%
HK$66,585
baseline
▲ 0.50% · 4.625%
HK$70,637
+HK$4,052/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,170/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,705
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$71,574
−HK$1,896/mo
Today · 4.125%
HK$73,470
baseline
▲ 0.50% · 4.625%
HK$77,343
+HK$3,873/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,940/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,558
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,064
−HK$2,546/mo
Today · 4.125%
HK$85,610
baseline
▲ 0.50% · 4.625%
HK$90,819
+HK$5,209/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,220/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,620
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,024
−HK$2,438/mo
Today · 4.125%
HK$94,462
baseline
▲ 0.50% · 4.625%
HK$99,441
+HK$4,979/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,924/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,012 · Scale 2, in force from 26 Feb 2026)