LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,755
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,147
−HK$1,414/mo
Today · 4.125%
HK$47,561
baseline
▲ 0.50% · 4.625%
HK$50,455
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,122/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,789
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,125
−HK$1,354/mo
Today · 4.125%
HK$52,479
baseline
▲ 0.50% · 4.625%
HK$55,246
+HK$2,767/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,958/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,706
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,376
−HK$1,698/mo
Today · 4.125%
HK$57,074
baseline
▲ 0.50% · 4.625%
HK$60,547
+HK$3,473/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,148/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,747
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,350
−HK$1,625/mo
Today · 4.125%
HK$62,975
baseline
▲ 0.50% · 4.625%
HK$66,295
+HK$3,320/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,950/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,657
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,606
−HK$1,980/mo
Today · 4.125%
HK$66,586
baseline
▲ 0.50% · 4.625%
HK$70,638
+HK$4,052/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,172/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,705
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,575
−HK$1,896/mo
Today · 4.125%
HK$73,471
baseline
▲ 0.50% · 4.625%
HK$77,344
+HK$3,873/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,942/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,559
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,065
−HK$2,546/mo
Today · 4.125%
HK$85,611
baseline
▲ 0.50% · 4.625%
HK$90,820
+HK$5,209/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$171,222/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,621
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,025
−HK$2,438/mo
Today · 4.125%
HK$94,463
baseline
▲ 0.50% · 4.625%
HK$99,442
+HK$4,979/mo
Deposit HK$1.96M · loan HK$17.66M · min. income ≈ HK$188,926/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,019 · Scale 2, in force from 26 Feb 2026)