LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,757
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$46,149
−HK$1,414/mo
Today · 4.125%
HK$47,563
baseline
▲ 0.50% · 4.625%
HK$50,457
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,126/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,791
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,127
−HK$1,354/mo
Today · 4.125%
HK$52,481
baseline
▲ 0.50% · 4.625%
HK$55,248
+HK$2,767/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,962/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,708
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,379
−HK$1,697/mo
Today · 4.125%
HK$57,076
baseline
▲ 0.50% · 4.625%
HK$60,549
+HK$3,473/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,152/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,749
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,352
−HK$1,626/mo
Today · 4.125%
HK$62,978
baseline
▲ 0.50% · 4.625%
HK$66,297
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,956/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,659
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,608
−HK$1,980/mo
Today · 4.125%
HK$66,588
baseline
▲ 0.50% · 4.625%
HK$70,640
+HK$4,052/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,176/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,708
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,577
−HK$1,897/mo
Today · 4.125%
HK$73,474
baseline
▲ 0.50% · 4.625%
HK$77,347
+HK$3,873/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,948/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,562
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,068
−HK$2,546/mo
Today · 4.125%
HK$85,614
baseline
▲ 0.50% · 4.625%
HK$90,823
+HK$5,209/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,228/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,624
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,028
−HK$2,438/mo
Today · 4.125%
HK$94,466
baseline
▲ 0.50% · 4.625%
HK$99,446
+HK$4,980/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$188,932/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,045 · Scale 2, in force from 26 Feb 2026)