LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,757
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,149
−HK$1,415/mo
Today · 4.125%
HK$47,564
baseline
▲ 0.50% · 4.625%
HK$50,458
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,128/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,792
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,127
−HK$1,355/mo
Today · 4.125%
HK$52,482
baseline
▲ 0.50% · 4.625%
HK$55,248
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,964/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,709
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,379
−HK$1,698/mo
Today · 4.125%
HK$57,077
baseline
▲ 0.50% · 4.625%
HK$60,549
+HK$3,472/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,154/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,750
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,353
−HK$1,625/mo
Today · 4.125%
HK$62,978
baseline
▲ 0.50% · 4.625%
HK$66,298
+HK$3,320/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,956/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,660
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$64,609
−HK$1,980/mo
Today · 4.125%
HK$66,589
baseline
▲ 0.50% · 4.625%
HK$70,641
+HK$4,052/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,178/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,709
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,578
−HK$1,897/mo
Today · 4.125%
HK$73,475
baseline
▲ 0.50% · 4.625%
HK$77,348
+HK$3,873/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,950/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,563
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,069
−HK$2,546/mo
Today · 4.125%
HK$85,615
baseline
▲ 0.50% · 4.625%
HK$90,824
+HK$5,209/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,230/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,625
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,029
−HK$2,438/mo
Today · 4.125%
HK$94,467
baseline
▲ 0.50% · 4.625%
HK$99,447
+HK$4,980/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$188,934/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,054 · Scale 2, in force from 26 Feb 2026)