LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,758
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,150
−HK$1,415/mo
Today · 4.125%
HK$47,565
baseline
▲ 0.50% · 4.625%
HK$50,459
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,130/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,793
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,128
−HK$1,355/mo
Today · 4.125%
HK$52,483
baseline
▲ 0.50% · 4.625%
HK$55,249
+HK$2,766/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,966/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,710
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,380
−HK$1,698/mo
Today · 4.125%
HK$57,078
baseline
▲ 0.50% · 4.625%
HK$60,551
+HK$3,473/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,156/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,751
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,354
−HK$1,626/mo
Today · 4.125%
HK$62,980
baseline
▲ 0.50% · 4.625%
HK$66,299
+HK$3,319/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,960/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,661
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,610
−HK$1,981/mo
Today · 4.125%
HK$66,591
baseline
▲ 0.50% · 4.625%
HK$70,643
+HK$4,052/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,182/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,710
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,580
−HK$1,896/mo
Today · 4.125%
HK$73,476
baseline
▲ 0.50% · 4.625%
HK$77,349
+HK$3,873/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,952/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,564
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,070
−HK$2,547/mo
Today · 4.125%
HK$85,617
baseline
▲ 0.50% · 4.625%
HK$90,826
+HK$5,209/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,234/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,627
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,031
−HK$2,438/mo
Today · 4.125%
HK$94,469
baseline
▲ 0.50% · 4.625%
HK$99,449
+HK$4,980/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$188,938/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,070 · Scale 2, in force from 26 Feb 2026)