LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,760
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,152
−HK$1,415/mo
Today · 4.125%
HK$47,567
baseline
▲ 0.50% · 4.625%
HK$50,461
+HK$2,894/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$95,134/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,795
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,131
−HK$1,354/mo
Today · 4.125%
HK$52,485
baseline
▲ 0.50% · 4.625%
HK$55,252
+HK$2,767/mo
Deposit HK$9.81M · loan HK$9.81M · min. income ≈ HK$104,970/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,712
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,383
−HK$1,697/mo
Today · 4.125%
HK$57,080
baseline
▲ 0.50% · 4.625%
HK$60,553
+HK$3,473/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,160/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,754
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,357
−HK$1,625/mo
Today · 4.125%
HK$62,982
baseline
▲ 0.50% · 4.625%
HK$66,302
+HK$3,320/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,964/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,664
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,613
−HK$1,981/mo
Today · 4.125%
HK$66,594
baseline
▲ 0.50% · 4.625%
HK$70,646
+HK$4,052/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,188/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,713
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,583
−HK$1,896/mo
Today · 4.125%
HK$73,479
baseline
▲ 0.50% · 4.625%
HK$77,353
+HK$3,874/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,958/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$736,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,568
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,074
−HK$2,546/mo
Today · 4.125%
HK$85,620
baseline
▲ 0.50% · 4.625%
HK$90,830
+HK$5,210/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,240/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,631
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,035
−HK$2,439/mo
Today · 4.125%
HK$94,474
baseline
▲ 0.50% · 4.625%
HK$99,453
+HK$4,979/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$188,948/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,102 · Scale 2, in force from 26 Feb 2026)