LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,762
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,154
−HK$1,415/mo
Today · 4.125%
HK$47,569
baseline
▲ 0.50% · 4.625%
HK$50,463
+HK$2,894/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,138/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,797
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,133
−HK$1,355/mo
Today · 4.125%
HK$52,488
baseline
▲ 0.50% · 4.625%
HK$55,254
+HK$2,766/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$104,976/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,714
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,385
−HK$1,698/mo
Today · 4.125%
HK$57,083
baseline
▲ 0.50% · 4.625%
HK$60,556
+HK$3,473/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,166/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,757
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,359
−HK$1,626/mo
Today · 4.125%
HK$62,985
baseline
▲ 0.50% · 4.625%
HK$66,305
+HK$3,320/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,970/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,667
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,616
−HK$1,981/mo
Today · 4.125%
HK$66,597
baseline
▲ 0.50% · 4.625%
HK$70,649
+HK$4,052/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,194/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,716
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,586
−HK$1,897/mo
Today · 4.125%
HK$73,483
baseline
▲ 0.50% · 4.625%
HK$77,356
+HK$3,873/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,966/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,572
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,078
−HK$2,546/mo
Today · 4.125%
HK$85,624
baseline
▲ 0.50% · 4.625%
HK$90,834
+HK$5,210/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,248/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,635
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,039
−HK$2,439/mo
Today · 4.125%
HK$94,478
baseline
▲ 0.50% · 4.625%
HK$99,458
+HK$4,980/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$188,956/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,135 · Scale 2, in force from 26 Feb 2026)