LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,765
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,158
−HK$1,414/mo
Today · 4.125%
HK$47,572
baseline
▲ 0.50% · 4.625%
HK$50,467
+HK$2,895/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,144/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,801
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,136
−HK$1,355/mo
Today · 4.125%
HK$52,491
baseline
▲ 0.50% · 4.625%
HK$55,258
+HK$2,767/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$104,982/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,718
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,389
−HK$1,698/mo
Today · 4.125%
HK$57,087
baseline
▲ 0.50% · 4.625%
HK$60,560
+HK$3,473/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,174/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,761
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,364
−HK$1,626/mo
Today · 4.125%
HK$62,990
baseline
▲ 0.50% · 4.625%
HK$66,310
+HK$3,320/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,980/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,671
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,621
−HK$1,980/mo
Today · 4.125%
HK$66,601
baseline
▲ 0.50% · 4.625%
HK$70,654
+HK$4,053/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,202/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,721
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,591
−HK$1,897/mo
Today · 4.125%
HK$73,488
baseline
▲ 0.50% · 4.625%
HK$77,362
+HK$3,874/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,976/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,577
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,084
−HK$2,546/mo
Today · 4.125%
HK$85,630
baseline
▲ 0.50% · 4.625%
HK$90,841
+HK$5,211/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,260/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,641
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,046
−HK$2,439/mo
Today · 4.125%
HK$94,485
baseline
▲ 0.50% · 4.625%
HK$99,465
+HK$4,980/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$188,970/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,187 · Scale 2, in force from 26 Feb 2026)