LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,766
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$46,159
−HK$1,414/mo
Today · 4.125%
HK$47,573
baseline
▲ 0.50% · 4.625%
HK$50,468
+HK$2,895/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,146/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,802
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$51,137
−HK$1,355/mo
Today · 4.125%
HK$52,492
baseline
▲ 0.50% · 4.625%
HK$55,259
+HK$2,767/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$104,984/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,719
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,390
−HK$1,698/mo
Today · 4.125%
HK$57,088
baseline
▲ 0.50% · 4.625%
HK$60,562
+HK$3,474/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,176/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,762
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,365
−HK$1,626/mo
Today · 4.125%
HK$62,991
baseline
▲ 0.50% · 4.625%
HK$66,311
+HK$3,320/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,982/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,672
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,622
−HK$1,981/mo
Today · 4.125%
HK$66,603
baseline
▲ 0.50% · 4.625%
HK$70,655
+HK$4,052/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,206/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,723
−HK$3,766/mo
▼ 0.25% · 3.875%
HK$71,592
−HK$1,897/mo
Today · 4.125%
HK$73,489
baseline
▲ 0.50% · 4.625%
HK$77,363
+HK$3,874/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,978/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,579
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,085
−HK$2,547/mo
Today · 4.125%
HK$85,632
baseline
▲ 0.50% · 4.625%
HK$90,842
+HK$5,210/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,264/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,643
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,047
−HK$2,439/mo
Today · 4.125%
HK$94,486
baseline
▲ 0.50% · 4.625%
HK$99,467
+HK$4,981/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$188,972/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,202 · Scale 2, in force from 26 Feb 2026)