LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,769
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,162
−HK$1,415/mo
Today · 4.125%
HK$47,577
baseline
▲ 0.50% · 4.625%
HK$50,472
+HK$2,895/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,154/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,805
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,141
−HK$1,355/mo
Today · 4.125%
HK$52,496
baseline
▲ 0.50% · 4.625%
HK$55,263
+HK$2,767/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$104,992/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,723
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,394
−HK$1,698/mo
Today · 4.125%
HK$57,092
baseline
▲ 0.50% · 4.625%
HK$60,566
+HK$3,474/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,184/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,766
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,369
−HK$1,626/mo
Today · 4.125%
HK$62,995
baseline
▲ 0.50% · 4.625%
HK$66,316
+HK$3,321/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,990/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,677
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,627
−HK$1,980/mo
Today · 4.125%
HK$66,607
baseline
▲ 0.50% · 4.625%
HK$70,660
+HK$4,053/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,214/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,727
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,597
−HK$1,898/mo
Today · 4.125%
HK$73,495
baseline
▲ 0.50% · 4.625%
HK$77,369
+HK$3,874/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,990/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,585
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,091
−HK$2,547/mo
Today · 4.125%
HK$85,638
baseline
▲ 0.50% · 4.625%
HK$90,849
+HK$5,211/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,276/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,650
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,054
−HK$2,439/mo
Today · 4.125%
HK$94,493
baseline
▲ 0.50% · 4.625%
HK$99,474
+HK$4,981/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$188,986/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,253 · Scale 2, in force from 26 Feb 2026)