LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,770
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,163
−HK$1,415/mo
Today · 4.125%
HK$47,578
baseline
▲ 0.50% · 4.625%
HK$50,473
+HK$2,895/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,156/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,806
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,142
−HK$1,355/mo
Today · 4.125%
HK$52,497
baseline
▲ 0.50% · 4.625%
HK$55,265
+HK$2,768/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$104,994/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,724
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,395
−HK$1,698/mo
Today · 4.125%
HK$57,093
baseline
▲ 0.50% · 4.625%
HK$60,567
+HK$3,474/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,186/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,768
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,371
−HK$1,626/mo
Today · 4.125%
HK$62,997
baseline
▲ 0.50% · 4.625%
HK$66,317
+HK$3,320/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$125,994/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,678
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,628
−HK$1,981/mo
Today · 4.125%
HK$66,609
baseline
▲ 0.50% · 4.625%
HK$70,662
+HK$4,053/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,218/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,729
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,599
−HK$1,897/mo
Today · 4.125%
HK$73,496
baseline
▲ 0.50% · 4.625%
HK$77,370
+HK$3,874/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$146,992/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,586
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,093
−HK$2,547/mo
Today · 4.125%
HK$85,640
baseline
▲ 0.50% · 4.625%
HK$90,851
+HK$5,211/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,280/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,652
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,056
−HK$2,439/mo
Today · 4.125%
HK$94,495
baseline
▲ 0.50% · 4.625%
HK$99,476
+HK$4,981/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$188,990/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,271 · Scale 2, in force from 26 Feb 2026)