LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,772
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$46,165
−HK$1,415/mo
Today · 4.125%
HK$47,580
baseline
▲ 0.50% · 4.625%
HK$50,475
+HK$2,895/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$95,160/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,809
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$51,145
−HK$1,355/mo
Today · 4.125%
HK$52,500
baseline
▲ 0.50% · 4.625%
HK$55,267
+HK$2,767/mo
Deposit HK$9.82M · loan HK$9.82M · min. income ≈ HK$105,000/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$736,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,727
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,398
−HK$1,698/mo
Today · 4.125%
HK$57,096
baseline
▲ 0.50% · 4.625%
HK$60,570
+HK$3,474/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$114,192/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,771
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,374
−HK$1,626/mo
Today · 4.125%
HK$63,000
baseline
▲ 0.50% · 4.625%
HK$66,321
+HK$3,321/mo
Deposit HK$7.85M · loan HK$11.78M · min. income ≈ HK$126,000/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$736,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,681
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,631
−HK$1,981/mo
Today · 4.125%
HK$66,612
baseline
▲ 0.50% · 4.625%
HK$70,665
+HK$4,053/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$133,224/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,732
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,603
−HK$1,897/mo
Today · 4.125%
HK$73,500
baseline
▲ 0.50% · 4.625%
HK$77,374
+HK$3,874/mo
Deposit HK$5.89M · loan HK$13.74M · min. income ≈ HK$147,000/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$736,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,590
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,097
−HK$2,547/mo
Today · 4.125%
HK$85,644
baseline
▲ 0.50% · 4.625%
HK$90,855
+HK$5,211/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$171,288/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,656
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,060
−HK$2,440/mo
Today · 4.125%
HK$94,500
baseline
▲ 0.50% · 4.625%
HK$99,481
+HK$4,981/mo
Deposit HK$1.96M · loan HK$17.67M · min. income ≈ HK$189,000/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$736,305 · Scale 2, in force from 26 Feb 2026)